The Every Dollar Counts Podcast with Josh & Jay is made for and dedicated to those folks serious about their financial plan. Josh Null and Jay Stubbs dedicate their time to dissecting and explaining the various investment & insurance services and products available to consumers, as well as discussing the lifestyle interests of the dedicated investors. Josh and Jay are also often joined by the best and brightest guests from our industry. Special thanks to the provider of show music, Sloth Racer.
Josh Null is the owner of Gulf Coast Financial Advisors (GCFA) and serves as an independent, fee-only fiduciary financial advisor with offices in Fairhope and Mobile, Alabama. GCFA has a unique focus on risk management and efficiency within our client’s investments and financial plan. The foundation of GCFA is the education and enlightenment of our clients so that they know what is happening with their money, and why. Whether helping a young family start out, or a retiree celebrate the gift of a long life, GCFA serves as a sentinel to protect & preserve what our clients have built, or are trying to build.
Jay Stubbs is a student and leader of the insurance business since 1999. With extensive risk management knowledge, he can easily communicate the opportunities for planning and problem-solving in life insurance, disability, and long-term care. And with that knowledge, Jay can advise the advisor, as well as the consumer, in areas of family need, business protection, and retirement planning.
As a Chartered Life Underwriter (CLU) and Director at First Protective, Jay works first hand with licensed financial professionals to navigate the risk management products and can be instrumental in discussing plans with their clients. Jay has first-hand experience of how a good risk management plan can provide and protect in a time of need. He has the ability to connect with the audience on basic strategies and planning concepts.
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